Santa Fe Homes under $350,000

Welcome to Santa Fe, New Mexico—a city where rich history meets vibrant culture, and stunning landscapes provide a picturesque backdrop to everyday life. Known as "The City Different," Santa Fe is renowned for its unique adobe architecture, art galleries, and a thriving culinary scene. Nestled in the foothills of the Sangre de Cristo Mountains, this charming city offers a blend of outdoor adventure and urban sophistication, making it an ideal place to call home.

For those seeking an affordable entry into this enchanting city, there are a variety of homes available under $350,000. Whether you’re a first-time homebuyer, a retiree looking to downsize, or an investor searching for a lucrative opportunity, Santa Fe has something to offer everyone. These properties range from cozy adobe-style homes to modern condos, each with its own unique charm and character.

Living in Santa Fe means you’ll have access to an array of cultural experiences, from the renowned Santa Fe Opera to the bustling Santa Fe Farmers Market. The city’s rich Native American heritage is celebrated through numerous festivals and events throughout the year, providing residents with a deep sense of community and belonging.

With an affordable housing market and a lifestyle that embraces art, culture, and nature, Santa Fe is not just a place to live; it’s a place to thrive. Explore the possibilities of homeownership in this vibrant city, and discover the magic of Santa Fe for yourself!

Newest Santa Fe Homes under $350,000

2501 W Zia Road 9-112 Unit #9-112, Santa Fe

$230,000

1 Beds ⋅ 1 Baths ⋅ 202604190 MLS

Welcome home to one of the best-located condos in the community: a first-floor unit right next to all the amenities! No stairs to climb, and the pool, gym, hot tub, and sauna are just steps away. Relax on your private, tree-shaded porch with a fragrant lavender plant, or cozy up by the wood-burning fireplace. The bedroom has been upgraded with extra-thick carpet for added comfort and offers two walk-in closets. Other recent upgrades include fresh exterior paint (2024) and a newly repaved driveway (2025). A washer and dryer are included, so there's no trip to a laundry room. The HOA handles the upkeep, from chimney sweeping to snow removal and landscaping. This gated community has its own gate access to the Arroyo Chamiso and Rail Trail, so you can walk or bike to the Plaza. Pet friendly per HOA rules. The sellers loved living here, and you will too!

2501 W Zia Road 9-112 Unit #9-112, Santa Fe

2501 W Zia Road 7-206 Unit #7-206, Santa Fe

$259,000

2 Beds ⋅ 2 Baths ⋅ 202604061 MLS

Enjoy low-maintenance living in the gated Zia Vista community! This 2-bedroom, 2-bath second-floor end-unit condo is ideally positioned beside green space and close to the community pool and clubhouse. The living room features a cozy fireplace and opens to a private balcony, creating an inviting indoor-outdoor connection. The primary suite offers an en-suite bath, while the second bedroom features a full-glass closet plus a separate walk-in closet for exceptional storage. The kitchen provides a dual sink, generous cabinet space, and convenient access to the laundry area. Washer/dryer included. Recent updates include a brand-new HVAC system installed July 2026, replaced windows, and an upgraded water heater. Residents enjoy gated security, a heated swimming pool, hot tub, clubhouse, activity court, walking trails, and on-site laundry facilities. Conveniently located in the heart of Santa Fe, with easy access to shopping, dining, recreation, and city amenities. A comfortable, updated condo offering convenience, community, and easy Santa Fe living.

2501 W Zia Road 7-206 Unit #7-206, Santa Fe

$235,000

2 Beds ⋅ 2 Baths ⋅ 202604189 MLS

Motivated Seller! Lovely unit to come home to with 2 bedrooms and 1 3/4 bathrooms. It is on the first floor with no interior steps and is so quiet because it faces the west rather than St. Francis on the east. This small building of only 16 units is more detached from the denser complex, lending a peaceful setting yet close to the entrance at Calle Mejia. You will be welcomed by a cool unit in the summer with warmth from the west sun in the winter. The sun filled patio and larger primary bedroom welcome you to the beautiful view of the wooded arroyo and peaceful tree-filled environment. You can enjoy the community pool and spa and work out in the gym. This unit affords its own washer and dryer for your convenience with ample hot water from the new in 2026 large water heater and for showering.

941 Calle Mejia 202 Unit #202, Santa Fe

1405 Vegas Verdes 322 Unit #322, Santa Fe

$317,000

1 Beds ⋅ 2 Baths ⋅ 202603985 MLS

Up on the top floor at The Alameda, this 1 bedroom condo feels like your own quiet corner of Santa Fe. Tucked away on the upper level, it offers a private feel with the ease of elevator access. Inside, traditional vigas and a cozy gas kiva fireplace bring classic Santa Fe charm, while mountain views add a beautiful backdrop to everyday life. The layout is simple and easy to live in, perfect for a full-time home, a second home, or a place to land between trips. One of the biggest perks? This unit comes with its own 1 car garage and a separate storage unit. That's a real bonus here, giving you a spot to park out of the weather and plenty of room for bikes, holiday decor, or outdoor gear. The Alameda is gated and secure, with keypad entry into the building and on-site management. Residents enjoy an outdoor pool, a fitness center, a poolside grilling area, and shared community rooms with a kitchen that are great for hosting friends and family. The location makes everyday life easy. You're close to shopping and restaurants along Cerrillos Road, nearby trails for walking and biking, and Meow Wolf just around the corner. Downtown and the Plaza are a short drive away. If you've been looking for low-maintenance living with the extras that matter, this one checks the boxes.

1405 Vegas Verdes 322 Unit #322, Santa Fe

2210 Miguel Chavez Road 111 Unit #111, Santa Fe

$295,000

2 Beds ⋅ 2 Baths ⋅ 202603971 MLS

Welcome to this two-story Dos Santos condo, where lock-and-leave living meets the comfort of a private townhome in one of Santa Fe's most popular gated communities. You'll enter through a gated front patio that's perfect for morning coffee or a quiet evening outside. Inside, a thoughtful 2 bedroom, 2 bathroom layout keeps the living space downstairs and the bedrooms upstairs, giving everyone room to spread out. The second bedroom works just as well as a guest room or home office, and two full baths mean nobody's waiting their turn. The location within the community is a real standout. This unit sits just steps from the heated saltwater pool and hot tub, so summer afternoons by the water are only a short walk away. Dos Santos also offers a fitness center, a clubhouse, shared grilling areas, and a large fenced dog park, all behind a gated entry for added peace of mind. Living at Dos Santos means having the everyday conveniences of Santa Fe close at hand. Grocery stores, shopping, and Christus St. Vincent are just minutes away, and the Rail Trail is right nearby for walking, biking, or commuting. Downtown and the Plaza are a quick drive, and the road to both Albuquerque and Los Alamos are easy to reach. HOA dues cover water, sewer, trash, and exterior maintenance keeping monthly bills simple. Whether it's a first home, a second home, or a chance to downsize, this condo makes Santa Fe living easy.

2210 Miguel Chavez Road 111 Unit #111, Santa Fe

3300 Rufina Street J34 Unit #J34, Santa Fe

$315,000

3 Beds ⋅ 2 Baths ⋅ 202604156 MLS

Welcome to this charming Pueblo-style condo, ideally situated within a gated Santa Fe community. Located on the second floor and beside an undeveloped lot, this home enjoys a quieter, more private setting with a peaceful sense of space. A personal front deck creates a wonderful outdoor retreat, perfect for grilling, dining with guests, relaxing in the sunshine, or simply enjoying the fresh air. A designated parking space is conveniently located directly in front of the unit for added everyday convenience. Inside, the open floor plan welcomes you directly into the bright living room and kitchen. Brand-new carpet throughout adds a fresh, comfortable feel, while generous natural light enhances the inviting main living area. Central air conditioning and heating provide year-round comfort. The kitchen features warm honey-colored cabinetry, white appliances including a gas range/oven, and a convenient peninsula counter that provides additional prep space. The layout flows easily between the kitchen and living room, making it ideal for everyday living and entertaining. Down the hallway are two nicely sized guest bedrooms, each with closet organizers, along with a guest bathroom featuring tile flooring, a single-sink vanity, and a shower/tub combination. A centrally located washer/dryer combo and a convenient hallway linen closet add practical storage and functionality. The comfortable primary suite offers a relaxing retreat, complete with its own bathroom featuring tile flooring, a single-sink vanity, shower/tub combination, and an additional linen closet. Conveniently located near shopping, restaurants, entertainment, and more, this sweet condo offers the easy, low-maintenance lifestyle you’ve been looking for. Don’t miss the opportunity to make this private, inviting Santa Fe retreat your own—schedule your showing today.

3300 Rufina Street J34 Unit #J34, Santa Fe

$315,000

2 Beds ⋅ 1 Baths ⋅ 202604053 MLS

Charming single-level adobe townhome in Santa Fe's Valle Vista community, offering 2 bedrooms, 1 bath, and convenient access to the 599 Rail Runner. Recent updates include refrigerated air, new appliances, fresh interior paint, new carpet, upgraded bedroom closets, and added attic insulation. Custom tile flooring adds Southwestern character, along with pantry space and stackable washer and dryer. Outside, a new driveway gate leads to a fully fenced yard with a covered dining area, fiesta porch, flagstone walkways, fruit trees, and raised garden beds ready for your personal touch. A storage unit and attic provide additional storage, while multiple outdoor access points make it easy to enjoy Santa Fe's beautiful days and outdoor living.

15 Sierra B Unit #B, Santa Fe

941 Calle Mejia 1115 Unit #1115, Santa Fe

$300,000

2 Beds ⋅ 2 Baths ⋅ 202604142 MLS

Beautifully updated, with lots of natural light and inviting spaces, this upper-level, end-unit two-bedroom, two-bath condominium at The Reserve offers an appealing combination of updates, privacy, and convenience. Located at the end of the complex, Unit #1115 enjoys less vehicle traffic, convenient proximity to nearby trails, and a second-level setting with no upstairs neighbors. As an end unit, the primary-bedroom wall does not adjoin another residence, adding an extra sense of privacy. Thoughtful improvements add warmth and character throughout, including an updated kitchen with granite countertops, updated bathrooms, contemporary lighting, wall and closet mirrors, and an in-unit stack washer and dryer—a rare convenience within the complex. The private balcony offers an outside retreat for coffee in the morning or a beverage in the evening while you enjoy a Santa Fe sunset. This is perfect place to down-size, a convenient home base for commuters, or anyone looking to make Santa Fe a second home. Its north-side Santa Fe location offers easy access to Highway 84 and an approximately 35-minute commute to Los Alamos. The well maintained complex at The Reserve has many amenities including a year-round heated swimming pool, fitness center, on-site HOA management, and community laundry facilities. Just minutes from downtown Santa Fe and the historic Plaza, Unit #1115 offers an easy Santa Fe lifestyle with the added comfort of a quiet, well-positioned location.

941 Calle Mejia 1115 Unit #1115, Santa Fe

$329,000

1 Beds ⋅ 1 Baths ⋅ 202603964 MLS

Welcome home to this cute 1 bedroom, 1 bath condo tucked in the heart of Santa Fe's coveted Railyard district. This bright, efficiently designed 498 sq. foot condo is full of personality, with a "pretty in pink" living room and kitchen that give it undeniable charm and character. Enjoy modern comfort with two mini-split systems (2024), GE Profile ultrafast ventless washer/dryer combo unit (2024) and a tankless water heater(2021). The bathroom was remodeled in 2021. The kitchen is set up as a kitchenette, (no stove/oven or dishwasher), perfect for a low maintenance lifestyle, simple meal prep or an easy pied-a-terre. One dedicated parking spot is included, and a sensible monthly HOA which covers water, trash/sewer. Easy, worry free living. Just a 6 minute walk to Iconik Coffee on Guadalupe and a 15 minute stroll to the historic Santa Fe Plaza. A wonderful opportunity to own a sweet, low maintenance retreat in Santa Fe. This condo is being sold in AS-IS condition.

231 Closson Street 6 Unit #6, Santa Fe

$235,000

2 Beds ⋅ 2 Baths ⋅ 202604027 MLS

Light-filled and inviting, this upper-level two-bedroom, two-bath condominium at The Reserve has a wonderful feel from the moment you enter. Natural light fills the interior, while the private balcony offers an open, peaceful outlook—a lovely spot for morning coffee or simply enjoying Santa Fe's beautiful skies and sunsets. There are thoughtful updates which add warmth and individuality throughout, including cherry butcher-block kitchen countertops, granite bathroom countertops and contemporary lighting. A Shoji-style door at the primary bedroom allows natural light to filter through while adding an elegant architectural detail, complemented by an antique Japanese shutter at the front window. Comfortable and well cared for, #216 works equally well as a full-time residence, a lock-and-leave Santa Fe retreat, or an easy home base from which to enjoy the city. The Reserve offers a year-round heated swimming pool, fitness center, on-site HOA management and laundry facilities, all conveniently located just minutes from downtown Santa Fe and the historic Plaza. A charming, light-filled home with a lovely balcony, peaceful views and an easy Santa Fe lifestyle.

941 Calle Mejia 216 Unit #216, Santa Fe

$344,900

3 Beds ⋅ 2 Baths ⋅ 202604020 MLS

Great potential awaits at 2704 Calle Cedro in Santa Fe, NM 87505. Featuring 3 bedrooms, 2 bathrooms, and 1,388 square feet, this property sits on a solid foundation with sturdy structural integrity. Recent updates include new flooring—featuring a mix of tile, hardwood, and carpet—as well as new windows. Kitchen spaces feature classic linoleum countertops. Outdoors, a spacious yard offers a blank canvas for custom landscaping ideas. Bring your vision to personalize the bathroom space and realize the full value of this attractive opportunity in a desirable neighborhood.

2704 Calle Cedro, Santa Fe

$185,000

1 Beds ⋅ 1 Baths ⋅ 202603873 MLS

Experience comfort, convenience, and exceptional value in Unit #321 at The Reserve, a well-established gated community just minutes from Santa Fe's renowned galleries, restaurants, shopping and cultural attractions. This inviting second-floor condo is thoughtfully maintained and move-in ready, offering an easy, low-maintenance lifestyle. The kitchen features durable tile countertops and an electric range, while soft carpeting creates a warm, comfortable feel throughout the living spaces. Built-in bedroom cabinetry provides excellent storage and the private deck offers lovely eastern mountain views- perfect for morning coffee or relaxing. This an excellent location for Los Alamos Lab employees who want to live in Santa Fe but shorten their commute.

941 Calle Mejia 321 Unit #321, Santa Fe

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The data relating to real estate for sale in this web site comes in part from the Internet Data exchange ("IDX") program of SFAR MLS, Inc. Real estate listings held by brokers other than Keller Williams Santa Fe are marked with the IDX Logo. All data in this web site is deemed reliable but is not guaranteed. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the SANTA FE ASSOCIATION OF REALTORS®.